Most people think that a roof is a roof, whether it is a commercial building or a home. However, there are some fairly big differences between the two.
It mostly comes down to the sheer size of the building itself and how much more area the roofing structure has to span. Also, commercial buildings many times have either a flat roof or a low pitched roof line, so this requires more maintenance and inspections.
The amount of load a commercial roof can handle is another factor when considering the distinctions. The following post gives a good explanation of the contrasts of commercial vs residential roofs:
What Is the Difference Between Commercial and Residential Roofing?
First, the structural needs of a commercial roof are different than a residential roof. Obviously, commercial roofs may be considerably larger – imagine the size of a roof on a shopping mall compared to the size of the roof on your house and you’ll get the picture. In addition, the load requirements, fixtures, and even materials will vary significantly between commercial and residential roofs. For example, commercial roofs must have a larger load-bearing capacity than residential roofs often just because of the materials involved in their construction. Similarly, installation of a commercial roof requires a much larger crew than residential roofs simply because it’s a bigger job.
See the original post here: What Is the Difference Between Commercial and Residential Roofing?
The formula used to calculate the span of a roof and what type of support is needed is rather complicated. This is what a structural engineer is trained to understand, and commercial construction plans start with this expert analyzing, predicting, and calculating the stability, strength and rigidity of a structure.
In this video, the structural engineer discusses load bearing and how to calculate it:
As a business owner living on the Front Range of Colorado, the weather can sometimes be harsh. Because of this, your commercial property takes a beating by the sun, wind, moisture, fallen trees, etc. Knowing this, it is important that you protect your investment.
Regular inspections are essential in guarding against the extreme heat and cold. Also making certain that you have a good warranty on the new roof of your commercial building will save some headaches.
Roofing materials and installation may be covered by product warranties, but your property insurance is a different subject altogether. There are some factors that you need to stay on top of so your insurance company can’t claim negligence, as noted in the next quote:
No insurer will pay out on a claim if negligence on your part caused the damage. This means you must keep careful records demonstrating:
- Annual or semi-annual inspections
- Routine maintenance and repair
- Logs of visitors to the roof and their purpose
- Due diligence in addressing problems
- Warranties for existing materials and labor
See the original post here: Make Sure Your Insurance Covers Your Commercial Roof
Make sure any updates on the building are added to the insurance policy so that are covered as well, such as a new sign or HVAC components. Check your policy regularly and ask questions to assure that the entire roofing system is covered, what damages it will guard against, and that it will be completely replaced if something happens.